Investing
You Can Invest, and Still Be Responsible About It
There is a myth that responsible investing means giving something up. That if you want your money to reflect your values, you have to accept lower financial returns, fewer investment options, or a portfolio full...
Retirement
How Much Do You Actually Need to Retire?
Asking how much money you would need to retire is like asking ‘how long is a piece of string?’ Without knowing your goals, your employment history, and your savings and investment strategy, it would be...
Lifestyle
Junior ISA Explained: Benefits, How It Works, and How to Maximise It
A Junior Individual Savings Account, known as a Junior ISA or JISA, is the tax free savings account every parent in the UK can open for a child today. It replaced the child trust fund...
Estate & legacy
The Inheritance Tax Seven-Year Rule Explained: Gifting Money from Equity Release
At Bower Wealth, we speak to a lot of clients who want to help their family sooner rather than later: a deposit for a first home, support for a grandchild, or simply the chance to see the...