Investment Management Advice

Grow your financial position and look forward to a secure and prosperous future with impartial guidance from experienced financial advisers.  


EXPERIENCED ADVICE IN AN UNCERTAIN WORLD 

In fast-changing times, achieving financial security becomes even more important – and even more of a challenge to plan for properly. 

You need to be assured that your investments are being managed by a trusted, qualified team of experts you can always talk to. At Bower, we provide precisely that. 

In fact, we give you access to very best financial planning and investment management guidance, when you need it. 

Please note that the value of your investments, and the income they produce, can fall as well as rise. You may get back less than you invested. 


NAVIGATE YOUR FINANCIAL ROADMAP WITH CONFIDENCE 

To help you on your journey, we have created a robust investment management service that is always:

Convenient 

Building your financial future should be an effortless process. So we work with you to deliver the advice and strategic assistance you need, precisely when you need it.   

Bespoke 

You are unique – so our approach needs to be, too. We will create a financial plan built around your resources, timeframes, and objectives.   

Qualified  

You will always receive the most personal, dedicated service from Bower Wealth.  

Efficient 

We will quickly react and adapt your portfolio to reflect any market or life changes. 

Straightforward 

Our friendly, honest advisers make sure their recommendations are clear and easily understood, so you stay in complete control of your financial decisions.  


EXPERTS IN MANAGING A WIDE RANGE OF INVESTMENTS, INCLUDING:

  • Individual Savings Accounts (ISAs)
  • Unit Trusts Bonds 
  • Open Ended Investment Companies (OEICs)
  • Onshore Offshore Bonds
  • Investment Bonds 
  • Investment Trusts 

HOW OUR INVESTMENT ADVISORY SERVICE WORKS

1. Personal consultation

Before we give you any advice, we want to get to know you and you will want to get to know us. By arranging a free, no-obligation initial consultation, we can meet you, introduce ourselves and talk through what we can offer. 

2. Defining your aspirations   

Our team will organise a convenient time with you to discuss your personal goals and talk through your investment portfolio.  

3. Review and analysis

We will examine all the data to hand and fill in the gaps where appropriate. Only then can we create a bespoke plan with tailored recommendations to make your wealth work harder.   

4. Presentation 

We will present your plan to you and go through each of our carefully chosen suggestions, explaining why we believe they will work in your best interests.  

5. Implementation 

Then we progress the plan, dealing with all third parties and associated administration on your behalf. We will keep you updated with our progress and upon completion, give you access to a client portal so you can securely view your investments, 24 hours a day. 

6. Reviews 

Of course, over time your plan may need to evolve and adapt according to your goals and the changing market environment. Bower will be here for you and, if needed, we can organise regular meetings to update you on any changes. 


INVESTMENT MANAGEMENT FAQS

How can I be more tax efficient?

We can discuss our approach to tax efficiencies in our meetings. Basically, the more we know about you, the more we can explore the most suitable tax-saving investment opportunities for you and your family.   

How can I make the best use of my assets?   

This really depends on what ‘best’ means to you. Perhaps you would like to make a gift to your family or use your assets to help you retire the way you want to. Whatever your aims, we can advise you on the most effective way forward. Of course, we will discuss your attitude to risk versus reward, as this will guide the type of investments we select and manage on your behalf.  

How do I make good decisions for my long-term financial health?    

The answer to this starts with a plan. Once we know where you want to be in the future, we can work out how to best get you there. Our financial advisers can develop a bespoke investment roadmap that will provide you with much-needed security for you and your family in the coming years.  

What should I do with the money I have?

Since our relationship is with you and not your money, our answer to this is purely personal. It may be to spend it, it may be to invest it, or it may be to do nothing if all is going well. Our recommendations are always tailored to your needs and circumstances.   

When should I start thinking about financial planning?     

The sooner you start thinking about this, the sooner you’ll be able to relax, knowing you have a solid plan in place and are working toward your goals.   

How far should I be looking ahead?    

That depends on so many factors. Most of us don’t like to think about what is going to happen when we pass on. But this can be an important part of the planning phase. We would not want you to be in a position where you have not been able to fulfil your wishes and dreams. So we work backwards from that point to plot out exactly what you want to achieve, and when.